:root{--navy:#0a1f44;--navy2:#0f2d5c;--royal:#1d4ed8;--sky:#3b82f6;--ice:#eaf1ff;--ink:#0f172a;--mute:#475569;--line:#dbe3f0;--white:#fff}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff;padding-bottom:64px}
a{color:var(--royal)}img{max-width:100%;height:auto;display:block}
.wrap{max-width:1180px;margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:999}
header{position:sticky;top:0;z-index:50;background:rgba(10,31,68,.97);backdrop-filter:blur(6px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800;line-height:1.1}
.brand img{width:48px;height:48px;object-fit:contain}.brand small{display:block;font-weight:500;font-size:11px;color:#bfdbfe;letter-spacing:1px}
nav ul{display:flex;list-style:none;gap:22px;align-items:center}nav a{color:#e2e8f0;text-decoration:none;font-weight:600;font-size:15px}nav a:hover,nav a:focus{color:#fff}
.dd{position:relative}.dd>ul{display:none;position:absolute;top:100%;left:-12px;background:#fff;border-radius:10px;box-shadow:0 18px 40px rgba(0,0,0,.18);padding:10px;min-width:270px;flex-direction:column;gap:0}
.dd:hover>ul,.dd:focus-within>ul{display:flex}.dd>ul a{color:var(--ink);display:block;padding:8px 10px;border-radius:6px;font-weight:500}.dd>ul a:hover{background:var(--ice)}
.btn{display:inline-block;padding:14px 24px;border-radius:8px;font-weight:700;text-decoration:none;border:2px solid transparent;transition:.2s;font-size:16px;cursor:pointer}
.btn-p{background:var(--sky);color:#fff}.btn-p:hover{background:var(--royal)}.btn-o{border-color:#fff;color:#fff}.btn-o:hover{background:#fff;color:var(--navy)}
.btn-n{background:var(--navy);color:#fff}.btn-n:hover{background:var(--royal)}
.navcta{padding:10px 16px;font-size:14px}
.menu{display:none;background:none;border:0;color:#fff;font-size:28px;cursor:pointer}
.hero{position:relative;color:#fff;background:linear-gradient(90deg,rgba(10,31,68,.96) 0%,rgba(10,31,68,.82) 45%,rgba(10,31,68,.35) 100%),url(/assets/hero.jpg) center/cover;padding:110px 0 100px}
.hero .tag{color:#93c5fd;font-weight:700;letter-spacing:2px;text-transform:uppercase;font-size:14px;margin-bottom:14px}
.hero h1{font-size:clamp(34px,5.4vw,60px);line-height:1.08;max-width:760px;margin-bottom:18px;letter-spacing:-.5px}
.hero p{font-size:19px;max-width:620px;color:#dbeafe;margin-bottom:30px}.cta{display:flex;gap:14px;flex-wrap:wrap}
.phero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:64px 0 54px}
.phero h1{font-size:clamp(30px,4.4vw,46px);line-height:1.12;margin-bottom:12px}.phero p{color:#dbeafe;font-size:18px;max-width:760px;margin-bottom:22px}
.crumb{font-size:13px;color:#93c5fd;margin-bottom:14px}.crumb a{color:#bfdbfe}
section{padding:72px 0}.alt{background:#f5f8fd}
.kicker{color:var(--royal);font-weight:800;letter-spacing:2px;text-transform:uppercase;font-size:13px}
h2{font-size:clamp(26px,3.4vw,38px);line-height:1.15;margin:6px 0 16px;color:var(--navy)}h3{color:var(--navy);margin-bottom:8px;font-size:20px}
.lead{font-size:18px;color:var(--mute);max-width:780px;margin-bottom:34px}
.grid{display:grid;gap:22px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;transition:.2s}.card:hover{box-shadow:0 14px 34px rgba(15,45,92,.10);transform:translateY(-2px)}
.card p{color:var(--mute)}.card a.more{font-weight:700;text-decoration:none;display:inline-block;margin-top:12px}
.ico{width:46px;height:46px;border-radius:10px;background:var(--ice);color:var(--royal);display:flex;align-items:center;justify-content:center;font-weight:900;margin-bottom:14px;font-size:20px}
ul.check{list-style:none}ul.check li{padding-left:28px;position:relative;margin:8px 0;color:var(--ink)}ul.check li:before{content:"";position:absolute;left:0;top:7px;width:16px;height:16px;border-radius:50%;background:var(--sky);box-shadow:inset 0 0 0 4px var(--ice)}
ol.steps{list-style:none;counter-reset:s}ol.steps li{counter-increment:s;position:relative;padding:0 0 18px 56px}ol.steps li:before{content:counter(s);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:46px;align-items:center}.split img{border-radius:16px;box-shadow:0 20px 50px rgba(10,31,68,.25)}
.band{background:linear-gradient(135deg,var(--royal),var(--navy));color:#fff;border-radius:18px;padding:44px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.band h2{color:#fff;margin:0 0 6px}.band p{color:#dbeafe}
.who{display:flex;flex-wrap:wrap;gap:10px}.who span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:10px 18px;font-weight:600;color:var(--navy)}
.divs img{width:110px;height:110px;object-fit:contain;margin-bottom:10px}
.faq details{border:1px solid var(--line);border-radius:10px;padding:16px 20px;margin-bottom:12px;background:#fff}.faq summary{font-weight:700;cursor:pointer;color:var(--navy)}.faq p{margin-top:10px;color:var(--mute)}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}label{font-weight:600;font-size:14px;display:block;margin:14px 0 6px;color:var(--navy)}
input,select,textarea{width:100%;padding:13px 14px;border:1px solid #c7d2e3;border-radius:8px;font:inherit;font-size:16px;background:#fff}input:focus,select:focus,textarea:focus{outline:3px solid #bfdbfe;border-color:var(--sky)}
.formbox{background:#fff;border:1px solid var(--line);border-radius:16px;padding:32px;box-shadow:0 18px 44px rgba(15,45,92,.08)}
.note{font-size:13px;color:var(--mute);margin-top:10px}.req{color:#b91c1c}
.report{border:1px solid var(--line);border-radius:12px;overflow:hidden}.report table{width:100%;border-collapse:collapse;font-size:14px}.report th,.report td{border-bottom:1px solid var(--line);padding:10px 12px;text-align:left}.report th{background:var(--ice);color:var(--navy)}
.redact{background:#0f172a;color:#0f172a;border-radius:3px;padding:0 6px;user-select:none}
footer{background:#071530;color:#cbd5e1;padding:56px 0 24px;font-size:15px}footer h4{color:#fff;margin-bottom:12px}footer a{color:#cbd5e1;text-decoration:none}footer a:hover{color:#fff}
footer ul{list-style:none}footer li{margin:6px 0}.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}.legal{border-top:1px solid #1e2b4a;margin-top:36px;padding-top:18px;font-size:13px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.mbar{position:fixed;bottom:0;left:0;right:0;display:none;z-index:60;box-shadow:0 -6px 20px rgba(0,0,0,.2)}.mbar a{flex:1;text-align:center;padding:16px;font-weight:800;text-decoration:none;color:#fff}.mbar a:first-child{background:var(--navy)}.mbar a:last-child{background:var(--sky)}
#consent{position:fixed;left:16px;right:16px;bottom:80px;max-width:520px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;box-shadow:0 18px 44px rgba(0,0,0,.2);z-index:70;display:none;font-size:14px}
#consent .cta{margin-top:12px}#consent .btn{padding:9px 16px;font-size:14px}
@media(max-width:980px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}.fgrid{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}}
@media(max-width:860px){.menu{display:block}nav{display:none;position:absolute;top:74px;left:0;right:0;background:var(--navy);padding:14px 22px 22px;max-height:80vh;overflow:auto}nav.open{display:block}nav ul{flex-direction:column;align-items:flex-start;gap:12px}.dd>ul{display:flex;position:static;background:none;box-shadow:none;padding:6px 0 0 12px}.dd>ul a{color:#cbd5e1;padding:4px 0}.mbar{display:flex}.navcta{display:none}}
@media(max-width:620px){.g2,.g3,.g4,form .row,.fgrid{grid-template-columns:1fr}.hero{padding:76px 0 70px}section{padding:54px 0}.band{padding:30px}.formbox{padding:22px}}
@media(min-width:861px){body{padding-bottom:0}}
/* DARK MODE ONLY */
:root{--ink:#e2e8f0;--mute:#94a3b8;--line:#1e3a66;--ice:#12305e;color-scheme:dark}
body{background:#050d1f;color:var(--ink)}
a{color:#60a5fa}
section{background:#050d1f}.alt{background:#081631}
h2,h3,.faq summary,label{color:#f1f5f9}
.kicker{color:#60a5fa}
.card,.formbox,.faq details{background:#0b1d3d;border-color:var(--line)}
.card:hover{box-shadow:0 14px 34px rgba(0,0,0,.45)}
.ico{background:#12305e;color:#93c5fd}
ul.check li{color:var(--ink)}ul.check li:before{box-shadow:inset 0 0 0 4px #12305e}
ol.steps li:before{background:var(--royal)}
.who span{background:#0b1d3d;border-color:var(--line);color:#e2e8f0}
.dd>ul{background:#0b1d3d;box-shadow:0 18px 40px rgba(0,0,0,.5)}.dd>ul a{color:#e2e8f0}.dd>ul a:hover{background:#12305e}
input,select,textarea{background:#071430;color:#f1f5f9;border-color:#2a4a7f}
input::placeholder,textarea::placeholder{color:#64748b}
input:focus,select:focus,textarea:focus{outline-color:#1d4ed8}
.report th{background:#12305e;color:#e2e8f0}.report td,.report th{border-color:var(--line)}
.redact{background:#334155;color:#334155}
.btn-n{background:var(--royal)}.btn-n:hover{background:var(--sky)}
[style*="color:var(--navy)"]{color:#fff !important;border-color:#3b82f6 !important}
[style*="border-color:#c7d2e3"]{color:#fff !important;border-color:#3b82f6 !important}
.split img{box-shadow:0 20px 50px rgba(0,0,0,.6)}
#consent{background:#0b1d3d;border-color:var(--line);color:#e2e8f0}
footer{background:#030915}
.mbar a:first-child{background:#0f2d5c}